ESTATE PLANNING Multi-Gen

Multi-Gen allows you to provide an estate plan solution for your children and grand children while they are young and healthy. Before they recieve their inheritance. Multi-Gen may also reduce your estate exposure.

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Why Multi-Gen

Multi-Gen is an inter-generational strategy for individuals with a "rated" or uninsurable status. This strategy allows you to put a highly effective estate plan in place of your beneficiaries, at a fraction of the cost. You insure your beneficiaries, allowing bank financing to provide the cash for the premium.

Whether you've got a property portfolio, or a privately held family business; Multi-Gen gives you a cost effective alternative to preserve the family legacy.

Value Provided

  • Protects the estate plan over multiple generations at a fraction of the cost.
  • Client maintains control of their assets and earnings.
  • Using financing has the potential to reduce your taxable estate.

Required Qualifications

  • Net worth greater that $25m.
  • You are "rated" or uninsurable.
  • Able to obtain insurance on your children or grandchildren who are in good health.
  • Children or grandchildren have estate tax exposure.
  • Ability to pledge collateral.
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Estate Planning Comparisons

Life Strategies gives individuals a way to finance life insurance premiums. Covering future estate taxes by allowing the client to pledge collateral instead of paying premiums.

Strategy Name Life Strategies Multi-Gen Premium Finance Rescue Trust Revitalization
Qualifications
  • Your net worth is greater than $10M.
  • You are below the age of 70.
  • You are in good health.
  • You need insurance needed to cover estate tax.
  • You have the ability to pledge collateral.
  • Qualification
  • You have a net worth greater that $25m.
  • You have been rated or determined uninsurable.
  • You are able to obtain insurance on your children or grandchildren who are in good health.
  • You have children or grandchildren that have estate tax exposure.
  • You have the ability to pledge collateral.
  • You have a badly performing premium finance solution.
Benefits For You
  • You keep control of your assets. Assets can grow with minimal opportunity cost.
  • Reduces or eliminates gift taxes.
  • Significantly more effective than paying premiums.
  • Stress tested against the harshest economic conditions.
  • Protects your estate plan over multiple generations.
  • You maintain control of your assets and earnings.
  • Using financing has the potential to reduce your taxable estate.
  • Preservation of financial benefits.
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