ESTATE PLANNING Life Strategies

Most people like the idea of life insurance, but hate paying for it. Life Strategies utilizes bank leverage leaving your assets undisturbed.

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Why Life Strategies

Life Strategies gives individuals a way to finance life insurance premiums. Covering future estate taxes by allowing the client to pledge collateral instead of paying. Life Strategies can also be used for succession planning, buy-sell agreements, and key-man applications.

Value Provided

  • Keep control of your assets, assets can grow with minimal opportunity cost.
  • Reduce or eliminates gift taxes.
  • Significantly more effective than paying premiums.
  • Stress tested against the harshest economic conditions.

Required Qualifications

  • Your net worth is greater than $10M.
  • You are below the age of 70.
  • You are in good health.
  • You have the ability to pledge collateral or pay interest.
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Estate Planning Comparisons

Life Strategies gives individuals a way to finance life insurance premiums. Covering future estate taxes by allowing the client to pledge collateral instead of paying premiums.

Strategy Name Life Strategies Multi-Gen Premium Finance Rescue Trust Revitalization
Qualifications
  • Your net worth is greater than $10M.
  • You are below the age of 70.
  • You are in good health.
  • You need insurance needed to cover estate tax.
  • You have the ability to pledge collateral.
  • Qualification
  • You have a net worth greater that $25m.
  • You have been rated or determined uninsurable.
  • You are able to obtain insurance on your children or grandchildren who are in good health.
  • You have children or grandchildren that have estate tax exposure.
  • You have the ability to pledge collateral.
  • You have a badly performing premium finance solution.
Benefits For You
  • You keep control of your assets. Assets can grow with minimal opportunity cost.
  • Reduces or eliminates gift taxes.
  • Significantly more effective than paying premiums.
  • Stress tested against the harshest economic conditions.
  • Protects your estate plan over multiple generations.
  • You maintain control of your assets and earnings.
  • Using financing has the potential to reduce your taxable estate.
  • Preservation of financial benefits.
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Get Started
Get Started
Get Started