At Mak Legacy Insurance Solutions, no cookie cutters allowed. Each plan is inherently different because each plan has to reflect you and work for you! This is what makes our job so awesome. We get to explore unique situations every day and craft custom strategies that build confidence. And of course, we always adhere to your best interest. This is how it works:

STEP 1 - ROLES, GOALS AND RESPONSIBILITIES

Here we define our respective roles in the process. We will list everything we will do for you along with your responsibilities so that we have the necessary information to accurately complete your plan. We will also confirm your goals and priorities for the engagement.

STEP 2 - GATHERING YOUR STUFF

Whether it’s a shoebox, a stack of files dating from 30 years ago, a shopping bag or electronic documents (yes please), we will need access to information. We will provide you with an itemized list that you will need to gather for us. You can mail it, drop by for a coffee and leave it with our staff or securely upload or electronically send it to us.

STEP 3 - NUMBER CRUNCHING

We love this part! We will take a deep dive into your financials and begin to analyze everything based on our engagement scope. This may consist of reviewing current asset allocation, tax situation, cash flow, debt servicing, retirement outlook, college funding outlook, estate planning, insurance and risk management to name a few. Simply put, we get to be nerds here and we love it.

STEP 4 - LAYING IT ALL OUT

Here we will present our findings, which will give you a clear understanding of where you stand in relation to your goals if you stay on your current path. We then will present our list of strategies which will help you pursue your goals. Think of us as your financial compass that shed lights on your path to serene and anxiety free retirement, we identify the issues and present strategies we believe will work efficiently.

STEP 5 - CHECKING OFF THE LIST

A plan on paper is only worth the paper it is printed on. Without action, the whole process leads to nothing. Here we will outline the next steps and list of priorities in order of importance. Some of these items we will help you carry out and others we are happy to work with your existing professional relationships or we can refer you.*

STEP 6 - MONITORING

Just like a home or a vehicle, if a financial plan isn’t maintained and monitored on a regular schedule, it tends to run into problems. There is no such thing as “set it and forget it”. We prefer to review our clients’ planning on an annual basis along with a semiannual “check-in”. As the Greek philosopher Heraclitus said, “Change is the only constant in life.”